MBA Fair
5th Dec 2022
Afia Azmi

How to study abroad under 10 lakhs or less

Yes, studying on a budget abroad is possible. And we are here to help you out. Typically, studying abroad demands exponential stability of education as well as finances. With the current pandemic trend and the status of the world economy, students are perplexed about managing the requirements to study abroad. Thousands and lakhs of students only imagine studying abroad because the tuition and living fees are expensive. Although pursuing an abroad education isn’t cheap but you can still study abroad under 10 lakhs or less.evensome of the countries around the world do have cheap living and studying expenses as compared to India.


The excellent academic prospects and living costs of Norway have made the country the cheapest place to go for international students. The tuition fee is FREE! You only need to pay your living expenses and maybe some 3k-5k for the student union. If you can also manage to save and spend well, you will experience a handsome life in Norway.

The top affordable universities in Norway are -


Germany is another such European country that makes headlines for “free” and “affordable” universities in the world for almost all international students. The flux of Indian students in the country stands to testament how student-friendly and affordable it is to live and study in Germany.

The top affordable universities in Germany are -


An escape into Swiss-everything, studying in Switzerland will provide you with a magical experience. The country is famous for its research work such as CERN, Paul Scherrer Institute, Geneva International Peace Research Institute, etc. Four Swiss universities are also listed in the top 100 charts.

The top affordable universities in Switzerland are -

  • École Polytechnique Fédérale de Lausanne (EPFL)
  • ETH Zurich
  • St. Gallen
  • IMD
  • University of Zurich
  • University of Geneva
  • University of Applied Sciences and Arts Northwestern Switzerland (FHNW)

Reel in the ‘La vie en rose’ by studying and living in France. Because Paris was named the number one student city 4 times in a row. While living expenses may be overwhelming in cities like Paris, the tuition fee is nominal and equal for local and international students.

The top affordable universities in France -

  • University of Paris
  • University of Orleans
  • University de Montpellier
  • University of Strasbourg
  • University of Burgundy
  • École Normale Supérieure
  • École Centrale de Lyon

Live and breathe the historical site of some of the most popular European schools ripped with culture since their establishment from the Renaissance and Baroque period. Your average fee per academic year is close to 2,000 EUR. And if you choose to live in student-friendly cities, you might have to pay only 600-1,000 EUR for accommodations per month and still can study abroad under 10 lakhs.

The top affordable universities in Italy are -

Apart from these culture-rich places, South Africa, Malaysia, Lithuania, New Zealand, Spain also offer some popular affordable universities that will suit your academic prospects. However, beyond searching for the best affordable universities for international students, one must also realize and plan on how to save on unnecessary expenses and how to save money to be successful fiscally.

Tips to save money while living abroad

Be vocal for local

Dive into the local food culture, and anything local in general. Buy your greens and meats at the local market. Learn to master the basic local cuisine. This will not only save you a huge amount of money but also boost your people-friendly skills.

Comfort v/s brand mania

Don’t be part of the “brand” herd. While staying abroad, don’t become a glutton for showing off to your peer groups by wearing expensive attire. Go for comfortable clothes. And with the money you save, get yourself a sleek get-up once in a while, maybe!

Seek your ‘library home’

Textbooks and such cost international students a chunk of their budget. Start your academic year with a visit to your institute library. Gorge on e-books, fully authenticated by your university. Find physical books and get into your academia vibe right there.

Connect electronically

It is natural for you and your family to talk each day when you have just started a new life abroad. So, instead of spending on phone bills get a reliable and beneficial data pack to connect as and when you want on WhatsApp, Zoom, Google Meet, etc. Stay on it as long as you would like.

Become a multi-transporter

Learn the highs and lows of traveling to and fro your university, and anywhere else in between. Get student passcards, if available. Or, you can invest in a bike once, and get loads of money saved up by using that anywhere you can.

Fill your pockets intellectually

Find part-time jobs that add to your skills or enhance your knowledge in some field or the other. Many universities have student centers to help you out with these, even specifically to your field of knowledge/ expertise or want. Make the best of such opportunities.

The biggest part of all is to learn how to plan your budget. That is different for all. You have to understand your expenditure habits and focus on your saving strengths and exercise your plan accordingly. But don’t forget to have some fun once in a while.

Frequently Asked Questions (FAQ)

Can I study in the US for 20 lakhs?

Yes, definitely. Although living in the US is expensive, the country has some of the best colleges where the tuition fee winds down to 20 lakhs or less. For instance, Purdue University, Alabama State University, University of Houston, Kansas State University, South Dakota State University, West Texas A& M University.

Can I study abroad if I’m poor?

Nothing can stop you if you can prove yourself. You can always apply for some of the best and international merit-based scholarships. Showcasing your merit can also get you education loans. Or, you can apply for some low-cost degree programs abroad for starters, and then see how everything works out. Our counselors at Azent can help you find the best opportunities available for you out there!

What are the cheapest European universities for MS?

Some of the affordable European universities are located in Germany, Norway, Spain, France, etc. such as RWTH Aachen University, University of Berlin, Heidelberg University, University of Oslo, Norwegian University of Science and Technology, University of Bergen, Nord University, The Polytechnic University of Milan.

What are the best affordable universities in the UK for international students?

Leeds Trinity University, London Metropolitan University, University of Buckingham, University of West London, Coventry University, are some of the popular and affordable universities in The UK for international students. Out of these, Coventry University is by far recognized as one of the most affordable universities in the world.

Which country is best for studying abroad?

The US and the UK are the most popular choice for students all around the world for higher education. Apart from them, Canada, Australia, Germany, Norway, France, and South Africa are also the top choices for students to pursue an academic life worth remembering.

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